Tervetuloa — Welcome!
Building a stronger financial future together — rooted in trust, guided by community.
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Your path to homeownership starts here
Whether you’re buying your first home, renewing or refinancing, explore our mortgage options with guaranteed personalized support every step of the way. -
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Refer a friend to OP and earn!
Invite friends and family to join OP and earn up to $75 when they open a OP chequing account and meet the offer requirements. In addition, their member share will be covered.
conditions apply
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Osuuspankki becomes OP Credit Union
For over 68 years, Finnish Credit Union has proudly served our members with cooperative values, financial prudence, and personalized service. We are pleased to share an exciting milestone in our evolution: we have completed our name change to OP Credit Union Limited.
Your local trusted banking and lending partner.
Benefits of Banking with Us
We offer all the services other financial institutions do, but with a friendlier touch.
Full Service with a Smile
You’re not a number to us. We’ll give you honest advice tailored to help you achieve your goals.
Genuine, Personalized Support
You deserve reasonable rates, which is why we keep our service charges as low as possible.
Low to No Fee
We work fast to help you access the financial support you need whenever you need it.
Speedy Service
Our Credit Union in the Community
proudly supporting our community.
65+ Years
donated to community groups since 2001.
$119,000
in scholarships awarded in 2025 alone.
$39,000
Ease your banking with a Credit Card
Enjoy flexible spending, added convenience and everyday rewards with a Collabria Mastercard.
Earn interest at a set rate with Term
Lock in your savings with a guaranteed interest rate and enjoy secure, predictable growth over the term you choose.
Explore more, worry less
Worldwide travel insurance is available exclusively for credit union members. Whether you are traveling in Canada or abroad we have plans to keep everyone safe.