Whether you need unlimited transactions, easy ATM access or no fees, we’ll help you find the right account for you.

Chequing Accounts

Enjoy the advantages of an OP Credit Union Chequing Account

Friendly, personalized service
All accounts are eligible for Credit Union Deposit Insurance
Send or receive money to and from other Canadian financial institutions with Interac® e-Transfer
Deposit cheques at any ATMs within the Exchange Network®
Access to thousands ding free® ATMs across Canada and the US

What type of account do you need?

Personal 1 Chequing Account

Pay as you go
Tiered daily interest
Key Features:
- No monthly fee
- $0.50 per item (cheques, transfers, EFTs, AFTs)
- Bill payments; $0.40 online or $1.00 in branch
- Unlimited online bill payments available for $5.00 per month
- First 40 cheques free
Blue Chequing Account

Flat rate account
Key Features :
- Tiered daily interest
- Flat fee of $7.95 per month
- Unlimited ATM/POS transactions
- Free cheques
- Collabria MasterCard® (OAC)
Edge Chequing Account

19 to 29-year-olds

Key Features:
- Tiered daily interest
- Flat fee of $2.95 per month
- Unlimited ATM/POS transactions
- First 10 debit items are free, then $0.50 each
- First 5 bill payments free, then $0.40 each
- Free transfers between OP Credit Union accounts
- First 40 cheques free
- Collabria MasterCard® (OAC)
Orange Chequing Account

Flat fee account
Key Features
- Tiered daily interest
- Flat fee of $3.95 per month
- First 10 debit items are free, then $0.50 each
- First 5 bill payments are free, then $0.40 each
- Unlimited ATM/POS transactions
- First 40 cheques are free
Student Chequing Account

For students
Key Features:
- No monthly fees
- Free ATM and point-of-sale transactions in Canada
- Free chequing and Electronic/Automatic Funds Transfers
- Free eTransfers
- Free bill payments
- Free online banking
- Free telephone banking
- Free transfers between OP Credit Union accounts
- Free personalized OP Credit Union standard style cheques
Gold Chequing Account

For senior members (60 and over)
Key Features:
- Unlimited transactions
- Free cheques
- Discount on safety deposit box rental
- Free certified cheques and bank drafts
Equity Line of Credit Chequing Account

Pay as you go

Same great features offered as with Personal 1 Chequing Account
Key Features:
- No monthly fee
- $0.50 per item (cheques, transfers, EFTs, AFTs)
- Bill payments; $0.40 online or $1.00 in branch
- Unlimited online bill payments available for $5.00 per month