613 236 1222 ext. 5484

Current Rate


Tuesday, November 24, 2020

Mortgage and Personal Loan Rates

Call us @ ext. 5431 for more info , or click here.

3 year Loan special
Fixed
5.99%
5 Year Loan special
Fixed
6.99%
Prime Rate of Interest
3.45
Merit Line
(Home Equity LOC)
Based on prime plus 1%
4.45
Line of Credit
Variable
From P+4.00%
7.45%
Over draft protection
15.00%
Car Loans Rates
Fixed
From
6.75
Car Loans Rates- used
More than 5 years old
From
8.50%
Car Loan Rates - Used
Less than 5 years old
From
7.75%
Mortgage 1 yr
Fixed
2.50%
Mortgage 5yr
Fixed
2.78

Car deals that offer 0% Interest rate may be no deal at all! Contact us BEFORE you sign!
Contact Susan @ ext.: 5431 or email her at: sirvine@opcu.com


Demand Account Rates

First Start Savings
0.125%
Special Savings
0.10%
Golden Chequing/Savings
Golden Chequing/Savings
$1 to
$3000
.0%
Golden Chequing/Savings
$3001 to
$6000
0.10%
Golden Chequing/Savings
$6001 to
$24,000
0.20%
Golden Chequing/Savings
$24,001
and up
0.25%
Member Savings
0.125%

Thinking about a vacation or a large purchase. Talk to us about payroll deduction.
It's the easiest way to put money away for that rainy day.


Term Deposits

30 Day
.25%
60 Day
.25
90 Day
.30
1 Year
.85
2 Year
1.00
3 Year
1.20
4 Year
1.30
5 year
1.40

 Contact Joy Cook @ ext. 5807 or email her @ jcook@opcu.com.


RRSP/RRIF

Variable
.25%
1 Year
.85%
2 Year
1.00%
3 Year
1.20%
4 Year
1.30%
5 Year
1.40%

Index-Linked Term Deposits are for investors looking for a deposit with a principal guarantee that offers the potential for a higher return than the return paid on a fixed rate deposit. Contact Joy Cook @ ext. 5807 or email her @ jcook@opcu.com


Service Fees

IVR/Internet Banking Access Fee
No Fee
ATM deposits at Exchange Network ATM
No Fee
Transfer funds via telephone (Member initiated)
No Fee
Post dated cheque held for deposit
No Fee
Post Dated Cheque held for Deposit setup
$10.00
In Branch Withdrawal
0.45
Cheque clearing:
0.50
Cheque written on a savings account
$3.00
Counter Cheque
$3.00
Foreign currency cheque written on a CDN account
$10.00
Clearing of non-micro/incorrect encoded items
$5.00
Point of Sale withdrawal
$0.45
Email $ Transfer:
$1.00
Transfer CND to US
$1.00
Funds Transfer:
(Person to Person)
$3.00
ATM withdrawal (Exchange Network)
$0.50
ATM withdrawal - Other ATM
$1.50
ATM withdrawal - International
$3.00
Utility Bill Payments
$1.00
Duplicate statement (per page)
No Fee
Annual Membership Dues
$8.00
Credit Union Draft/Cheque
$6.00
Money Orders
5.00
Stop Payments Request
10.00
Registered Plan transferred out
$50.00
Safety Deposit Boxes
$55.00
$65.00
Collection remittances
$20.00
Dormant account notice
$15.00
Dormant account yearly maintenance
$10.00
Record search (minimum $30.00)
$30.00 / Hour
Wire transfers incoming
$35.00 International
$30.00
Wire transfers outgoing
$40.00 International
$30.00
Estate preparation
$125.00
Coverdraft automatic transfer
$3.00
Coverdraft manual transfer
$5.00
Payment of NSF item per occurrence
$6.00
NSF Item
$30.00

Tax Free Savings Account

Tax Free Savings Account
.25%
Tax Free GIC 1yr
.85%
Tax Free GIC 3yrs
1.20%