Central, our membership makes us part of a national/
international network of financial and co-operative
organizations. Your dues also support Credit Union
Central of Canada representing close to 900 Credit
Unions across the country, the World Council of
Credit Unions and the Co-operative Association.
the services we receive:
Market Development monitoring the financial service
industry for trends
and issues that help us stay competitive.
Product development working together in Ontario
and Canada to
develop innovative financial products and services
Government Relations giving us a united voice
in our dealings with all
levels of government.
Member Services: Sharing information, identifying
needs, fostering a
good public image and establishing joint ventures.
the system central banker, Central also provides
a variety of financial services such as a deposit
and lending services, asset/liability management,
risk management, current account services and
cheque clearing. Through Ontario and Canadian
Central's, we are a part of a national liquidity
pool that represents the security and stability
of our Credit Union.
the services offered by our Central are helping
Credit Unions increase their competitive advantage,
and are providing our members innovative products
you for your support.
Surcharge - Free ATM Network
More than a million Ontario credit union members
will soon be able to access their money at inter-financial
institution ATMs across Canada without being surcharged
through the "THE EXCHANGE® Network"
EXCHANGE® is a shared network of ATMs across
the country that allows cardholders from any participating
financial institution to access full function
ATM services, including withdrawal and deposit-taking
services on a surcharge-free basis. Cardholders
of participating financial institutions will also
have access to 56,000 ATMs in the U.S. to perform
withdrawal transactions without being surcharged.
all credit union ATMs are online with THE EXCHANGE®
next spring, credit union members will have convenient
access to 1,700 ATMs across Canada for surcharge-free
deposits and withdrawals.
addition to Ontario credit union ATMs, THE EXCHANGE®
Network includes most credit unions in British
Columbia, Citibank Canada, Manulife Bank of Canada,
HSBC Bank Canada, Canadian Western Bank and the
National Bank of Canada.
participation in THE EXCHANGE® Network will
not only create broader access to ATM services,
credit union members who use THE EXCHANGE®
ATMs versus conventional ATM networks will save
an average of $1.50 per transaction.
on "The Exchange®" ATM Locator icon
on our home web page (www.opcu.com) above the
privacy statement button to locate an ATM near