| Mortgage and Personal Loan Rates |
Call us @ ext. 5431 for more info , or click here. |
|
|
|
|
| Prime Rate of Interest |
|
|
3.25 |
| Merit Line |
(Home Equity LOC) |
Based on prime plus 1% |
|
| Line of Credit |
|
From P+ |
3.25 |
| Over draft protection |
|
|
15.00% |
| Car Loans Rates |
Fixed |
From |
6.75 |
| Mortgage 5yr |
|
|
5.79 |
| Service Fees |
|
|
|
|
|
| ATM deposits at a Ficanex Network ATM |
|
|
No Fee |
| Transfer funds via telephone (Member initiated) |
|
|
No Fee |
| Post dated cheque held for deposit |
|
|
No Fee |
| Duplicate statement (per page) |
|
|
No Fee |
| IVR/Internet Banking Access Fee |
|
|
No Fee |
| Annual Membership Dues |
|
|
$7.75 |
| ATM withdrawal - Domestic |
|
|
$1.00 |
| ATM withdrawal (Ficanex Network) |
|
|
$0.75 |
| ATM withdrawal - International |
|
|
$2.00 |
| Point of Sale withdrawal |
|
|
$0.45 |
| Credit Union Draft/Cheque |
|
|
$4.00 |
| Utility Bill Payments |
|
|
$1.00 |
| Stop Payments Request |
|
|
$6.00 |
| Money Orders |
|
|
$4.00 |
| Registered Plan transferred out |
|
|
$35.00 |
| Counter Cheque |
|
|
$2.00 |
| Safety Deposit Boxes |
|
$40.00 |
$50.00 |
| Transfer CND to US |
|
|
$1.00 |
| Collection remittances |
|
|
$15.00 |
| Dormant account notice |
|
|
$15.00 |
| Dormant account yearly maintenance |
|
|
$10.00 |
| Foreign currency cheque written on a CDN account |
|
|
$5.00 |
| Cheque written on a savings account |
|
|
$2.00 |
| Record search (minimum $30.00) |
|
|
$30.00 / Hour |
| Wire transfers incoming |
$25.00 International |
|
$15.00 |
| Wire transfers outgoing |
$40.00 International |
|
$25.00 |
| Estate preparation |
($30.00 hour)minimum |
|
$30.00 |
| Clearing of non-micro/incorrect encoded items |
|
|
$2.00 |
| Coverdraft automatic transfer |
|
|
$3.00 |
| Coverdraft manual transfer |
|
|
$4.00 |
| Payment of NSF item per occurrence |
|
|
$5.00 |
| NSF Item |
|
|
$25.00 |
| Certified Cheque (member) |
|
|
$6.00 |
| Certified Cheque (non-member) |
|
|
$10.00 |
| TelPay Services: |
|
(Over The Counter) |
|
| Standard Bill Payment: |
|
(Non Banking Access) |
$1.50 |
| Funds Transfer: |
|
(Person to Person) |
$3.00 |
| Payment with details & bank account info |
|
|
$4.00 |
| Payment with details without bank account info |
|
|
$5.00 |
