OPCU PRODUCTS
Member Maximum Chequing Account
This account is the complete package to provide our members unlimited transactions for one low monthly fee. When you open the maximum chequing account you can have all the services for one low monthly fee. Budgeting your chequing account will be easier when you don't have to wait until the end of the month to find out what your service charges are. It's just one amount, once a month. Non-interest bearing account
$15.00 per month maintenance fee includes the following unlimited transaction service fee items
• Cheque writing
• Pre-authorized debits
• ATM transactions (excluding F.I. surcharges)
• POS purchases
• Utility bills (available on banking system)
• Canadian drafts (no commission)
• Money orders (no commission)
• Certified cheques
• Stop payments
• Travellers cheques (no commission)
• In branch withdrawals
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Basic Chequing Account
A chequing account designed for the low volume transaction user. Non-interest bearing account.
• .50 per clearing item
• .35 per branch withdrawal
• No charge for clearing items & withdrawals with a minimum monthly balance of $1000.00
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Special Savings Account
A savings account designed to build up your savings on a regular basis. Set up a regular automatic transfer and watch your savings grow. Interest is based on the minimum daily balance and paid monthly.
•$1.00 per withdrawal

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Member Savings
A savings account designed for members who do not require chequing services. Account interest is calculated on the minimum monthly balance and paid monthly.
• 2 free in-branch withdrawals per month, additional withdrawals .50
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US Savings Account
A savings account for members who require United States currency. No chequing previleges. Non-interest bearing account.
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Golden Account
If you're 55 years or over, you've earned every no-charge service and benefit we could think of - and more.
Account features:
FREE Chequing privileges and in branch withdrawal
FREE Utility bill payments (available on banking system)
FREE Commission on Travellers cheques
FREE CommissionMoney orders
FREE Personalized cheques
• Automatic deposits available
• Canceled cheques returned
... and all you have to do is maintain a minimum monthly balance of $500.00. The Golden Account will automatically pay you interest, based on your minimum monthlybalance at the highest interest rate for the entire balance, paid monthly.
Other transaction fees not included:
• 1.00 per Atm withdrawals
• .45 per POS
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Community Chequing/Savings Account
A low fee non-interest bearing account designed for non-profit organizations.
• .50 per clearing item
• .35 branch withdrawal
• Maintain a minimum monthly balance of $1000.00 no charge for
clearing items & withdrawals
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Business Chequing Account
Business Chequing Account
A non-interest bearing account designed for members who require chequing services for a business.
• .50 per clearing item
• .35 per branch withdrawal
• $5.00 monthly maintenance fee

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First Start: Member Youth Account
With your first start account you'll start enjoying the advantages right away
Account features:
• Chequing/Savings account that pays interest on minimum monthly balance.
• Membercard Debit Card
• Age limit from 13 to 18
• Minimum monthly balance of $50
• Reduced service charges

With your first start account you'll start enjoying the advantages right away. First start service charges are even lower than those charged to other adult credit union members.

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